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Community Reinvestment Association of North Carolina

�promoting and protecting community wealth

Manufactured Housing Reform
See a slideshow that explains
how CRA-NC is rehabilitating
the state's first non-profit
owned land-lease park.

NUESTRO BARRIO
CURS shows that Nuestro Barrio delivers financial education
to Latinos. NB wins 2009 Hope Award from the NAR.

Paying More for the American Dream IV
TARP-supported banks Reduced Lending Dramatically
In Charlotte, 6 other cities, credit cuts back in minority
communities. Press Release
Press Release: Don't give TARP money to RAL providers.
Skillern wins a 2009 Reliable Ally Award.
CRA-NC Contributes to Revitalization of the CRA
Adam Rust recently testified to the Federal Reserve about
appropriate ways to improve Home Mortgage Disclosure Act
data. In August, Peter Skillern will speak on how to update
the CRA.

PRESS ROOM

[ view slideshow

Lehigh Acres, FL
is an epicenter
of the
foreclosure
crisis.

The
Foreclosure
Crisis

Foreclosures in Durham: a
2008 report, presented in the
NCGA, is an early warning.

The "CRA-NC Crew" talks about our ongoing fight to curb
RALS and end predatory lending practices

FAST CASH, LESS REFUND
CRA-NC's new report on
refund anticipation loans
in North Carolina.
Released 1/19/10 in
partnership with NEDAP,
Woodstock, and CRC.

CRA-NC supports the
Community Reinvestment
Modernization Act (HR
1479). Sign on to express
your support here.

NEW: Our analysis of
high-cost lending in NC by
Wells Fargo & Wachovia.

updated August 4, 2010

Modify This!

North Carolina and New York
housing counselors converged on
Washington, DC this fall to demand
changes to HAMP and other loan
modification programs.

Read more and Watch CRA-NC's
CSI Video on our "News" page

What Matters
As one of five finalists in the
TCF's What Matters Competion,
CRA-NC was asked to produce a
3-min video showing how we use
innovation to address our
region�s growth and diversity.

The Unbanked
RAPID CHANGE IN BASIC FINANCIAL SERVICES
While there has been plenty of attention surrounding TARP and
HAMP, this year has witnessed extensive disruption in
alternative financial services.
The FDIC has estimated that almost 1 in 4 adults lacks access to
basic bank services. We believe that this is a significant issue for
financial justice.
Follow news on the unbanked at Bank Talk

CRA Modernization
Regulators have called hearings for testimony on how the
Community Reinvestment Act and the Home Mortgage Disclosure
Act can be updated to better fulfill their roles in encouraging
lending, investments, and services by financial institutions in
low-and-moderate income communites.
Peter Skillern testimony on CRA (August 8, 2010, Atlanta)
Adam Rust testimony on HMDA (July 15, 2010, Atlanta)