| Sub letter | Rank | Type | Name | Total Market Share | Share of Black Loans | Share of Hispanic Loans | Share of Low-Income Loans |
| 1 | Commercial Bank | BRANCH BANKING AND TRUST CO | 5.96% | 4.48% | 3.85% | 3.89% | |
| 2 | Commercial Bank | BANK OF AMERICA, N.A. | 5.87% | 5.30% | 8.48% | 4.97% | |
| 3 | Mortgage Co. Owned by Bank or Bank Holding Co. | WELLS FARGO HOME MORTGAGE | 4.23% | 3.14% | 4.69% | 2.66% | |
| S | 4 | CITIGROUP SUBSIDIARIES (CITIFINANCIAL SERVICES, ASSOCIATES HOME EQUITY, ASSOCIATES FINANCIAL SERVICES | 4.17% | 6.09% | 0.96% | 7.91% | |
| M | 4 | Mortgage Co. -- Independent | CONSECO FINANCE SERVICING CORP | 3.10% | 4.06% | 3.44% | 5.21% |
| 5 | Mortgage Co. -- Independent | COUNTRYWIDE HOME LOANS | 2.76% | 2.33% | 2.37% | 2.54% | |
| 6 | Commercial Bank | CENTURA BANK | 2.74% | 2.48% | 1.91% | 2.22% | |
| 7 | Credit Union | STATE EMPLOYEES' CREDIT UNION | 2.65% | 2.12% | 0.91% | 1.98% | |
| 8 | Commercial Bank | WACHOVIA BANK | 2.24% | 1.48% | 1.41% | 1.86% | |
| 9 | Commercial Bank | CENTRAL CAROLINA BANK | 2.21% | 1.28% | 1.44% | 1.91% | |
| S | 10 | Mortgage Co. Owned by Bank or Bank Holding Co. | ASSOCIATES HOME EQUITY SERVICE | 2.14% | 3.05% | 0.41% | 3.79% |
| 11 | Commercial Bank | FIRST-CITIZENS BANK & TRUST CO | 1.73% | 0.99% | 0.71% | 1.35% | |
| 12 | Mortgage Co. Owned by Bank or Bank Holding Co. | GREENPOINT CREDIT, LLC | 1.71% | 3.94% | 3.37% | 3.05% | |
| 13 | Commercial Bank | BANK ONE, NA | 1.68% | 1.38% | 0.55% | 1.59% | |
| 14 | Mortgage Co. Owned by Bank or Bank Holding Co. | FIRST UNION MORTGAGE CORP. | 1.57% | 1.05% | 1.50% | 1.34% | |
| 15 | Mortgage Co. -- Independent | CENDANT MORTGAGE | 1.56% | 0.32% | 0.57% | 1.05% | |
| 16 | Commercial Bank | FIRST UNION NATIONAL BANK | 1.51% | 0.89% | 0.71% | 1.37% | |
| 17 | Mortgage Co. Owned by Bank or Bank Holding Co. | FIRST HORIZON HOME LOAN CORP. | 1.50% | 1.76% | 2.80% | 1.51% | |
| S | 18 | Mortgage Co. Owned by Bank or Bank Holding Co. | ASSOCIATES FINANCIAL SERVICES | 1.42% | 2.33% | 0.55% | 3.08% |
| M | 19 | Mortgage Co. -- Independent | VANDERBILT MORTGAGE | 1.24% | 1.61% | 5.83% | 2.63% |
| 20 | Mortgage Co. Owned by Bank or Bank Holding Co. | ABNAMRO MTG. GROUP INC. | 1.21% | 0.55% | 0.68% | 0.96% | |
| 21 | Mortgage Co. Owned by Bank or Bank Holding Co. | CHASE MANHATTAN MORTGAGE CORP | 1.21% | 0.73% | 1.14% | 0.93% | |
| 22 | Mortgage Co. Owned by Bank or Bank Holding Co. | NATIONAL CITY MORTGAGE COMPANY | 1.07% | 1.29% | 1.55% | 1.12% | |
| M | 23 | Mortgage Co. -- Independent | OAKWOOD ACCEPTANCE CORPORATION | 0.94% | 2.36% | 3.49% | 1.95% |
| 24 | Commercial Bank | CHASE MANHATTAN BANK USA, NA | 0.92% | 0.97% | 1.16% | 1.30% | |
| 25 | Mortgage Co. -- Independent | COASTAL MORTGAGE SERVICES, INC | 0.90% | 0.62% | 0.80% | 0.66% | |
| S | 26 | Commercial Bank | FIRST UNION NATIONAL BANK - DE | 0.88% | 0.53% | 0.34% | 1.25% |
| 27 | Savings and Loan | OHIO SAVINGS BANK | 0.79% | 0.22% | 0.57% | 0.38% | |
| 28 | Mortgage Co. Owned by Bank or Bank Holding Co. | SOUTHTRUST MORTGAGE CORP | 0.78% | 0.66% | 0.34% | 0.69% | |
| 29 | Mortgage Co. Owned by Bank or Bank Holding Co. | EQUITY ONE, INC | 0.71% | 1.05% | 0.41% | 0.90% | |
| 30 | Mortgage Co. Owned by Bank or Bank Holding Co. | SUNTRUST MORTGAGE, INC | 0.69% | 0.41% | 0.75% | 0.53% | |
| 31 | Mortgage Co. -- Independent | CTX MORTGAGE COMPANY | 0.65% | 1.12% | 1.28% | 0.89% | |
| 32 | Mortgage Co. -- Independent | DOVER MORTGAGE COMPANY | 0.62% | 0.91% | 1.07% | 0.81% | |
| S | 33 | Mortgage Co. Owned by Bank or Bank Holding Co. | CITIFINANCIAL SERVICES, INC. | 0.61% | 0.71% | 0.00% | 1.04% |
| 34 | Mortgage Co. Owned by Bank or Bank Holding Co. | IRWIN MORTGAGE CORPORATION | 0.60% | 2.02% | 2.62% | 0.87% | |
| 35 | Mortgage Co. Owned by Bank or Bank Holding Co. | NORTH AMERICAN MORTGAGE CO. | 0.57% | 0.45% | 0.71% | 0.50% | |
| S | 36 | Mortgage Co. -- Independent | EQUIFIRST CORPORATION | 0.56% | 1.35% | 0.25% | 0.63% |
| 37 | Commercial Bank | FLEET NATIONAL BANK | 0.56% | 0.28% | 0.25% | 0.27% | |
| S | 38 | Mortgage Co. -- Independent | FIRST GREENSBORO HOME EQUITY | 0.56% | 0.99% | 0.32% | 0.56% |
| 39 | Commercial Bank | KEY BANK USA, N.A. | 0.55% | 0.95% | 0.36% | 0.62% | |
| 40 | Mortgage Co. Owned by Bank or Bank Holding Co. | GLL & ASSOCIATES, INC. | 0.53% | 0.51% | 1.23% | 0.69% | |
| 41 | Mortgage Co. Owned by Bank or Bank Holding Co. | CHARTER ONE MORTGAGE CORP | 0.53% | 0.15% | 0.39% | 0.28% | |
| 42 | Commercial Bank | UNION PLANTERS BANK, N.A. | 0.53% | 0.65% | 0.98% | 0.38% | |
| 43 | Mortgage Co. -- Independent | COLUMBIA NATIONAL, INC. | 0.51% | 0.86% | 1.87% | 0.65% | |
| 44 | Mortgage Co. Owned by Bank or Bank Holding Co. | HSBC MORTGAGE CORPORATION | 0.51% | 0.08% | 0.25% | 0.26% | |
| 45 | Commercial Bank | WELLS FARGO BANK WEST, NA | 0.50% | 0.04% | 0.00% | 0.17% | |
| 46 | Mortgage Co. -- Independent | GMAC MORTGAGE | 0.49% | 0.46% | 0.55% | 0.42% | |
| 47 | Credit Union | NAVY FEDERAL CREDIT UNION | 0.48% | 0.05% | 0.05% | 0.18% | |
| 48 | Mortgage Co. -- Independent | CUNNINGHAM & COMPANY | 0.47% | 0.22% | 0.43% | 0.39% | |
| 49 | Savings and Loan | FLAGSTAR BANK, FSB | 0.46% | 0.31% | 0.27% | 0.46% | |
| 50 | Mortgage Co. Owned by Bank or Bank Holding Co. | GREENPOINT MORTGAGE FUNDING | 0.45% | 0.30% | 0.91% | 0.10% | |
| Savings and Loan | CITIBANK, FSB | 0.20% | 0.10% | 0.10% | 0.00% |